Home Renovation Loans

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Home Renovation Loans: Everything You Need to Know

What is a Home Renovation loan?

This specialized type of loan allows you to borrow the purchase price of the home minus your down payment, plus money for renovations, all with the convenience of a single loan closing.

This “home makeover” program loans you the money to accomplish all the upgrades you’ve been dreaming of. In other words, this type of home loan allows homebuyers and homeowners to fund both the purchase along the renovation of a home through one single mortgage! Learn more here

How to buy a fixer-upper home

Have you ever walked into a home and saw so much potential despite some of the work that may need to be done to bring it to life? Whether it be a kitchen remodel or a full renovation, we are here for you! Learn how to buyer a fixer-upper home without breaking the bank. Read more here

How does the appraisal work for this type of loan?

When you do a renovation loan, we get to use the appraised value of what the home will be after all the renovations are done! That’s right! And no, you did not misread that. No more worrying about an appraisal that is irrelevant and not up to date before the renovation!

What are the unique benefits?

The Renovation Loan Program wraps all of these costs into one loan. No additional fees are asked of you except for your traditional down payment and closing costs. We make the process simple, convenient, and easy for you so that you can focus on your new home.

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35+ Years Changing Lives

Sun American Mortgage

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Sun American Mortgage

1,000+ 5-star Customer Reviews

Sun American Mortgage

200+ 5-star Customer Reviews

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