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A Jumbo mortgage is a home loan with an amount that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac. It’s a great option if you are looking to make some additions to your home, and now you need a larger loan to cover it!
The limit is $417,000 in most parts of the United States but is $625,500 in the highest-cost areas and in-between. The qualifying factors are the same as a conventional loan. However, the down payment and creditworthiness requirements are less flexible as the risk is greater with larger loan amounts.
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4140 E. Baseline Rd. Ste 206 Mesa, AZ 85206 | NMLS 160265
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #413-0766
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