USDA Loans

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USDA Loans: Everything You Need to Know

What is a USDA home loan?

The USDA Rural Housing program is a federal program designed to help certain lower population towns and counties grow by giving home buyers a better deal, better terms, and more options when buying or refinancing a home. Most banks do not offer USDA Rural Housing Loans, but we do! You may be eligible if you live in a rural area and your household meets the income requirements.

Is a USDA Loan right for me?

The desired home must fall within specific rural areas to qualify. Not sure if your home is eligible for a USDA Rural Housing Loan? Call one of our licensed loan officers, and we can research for you! This USDA home loan has flexible credit requirements, requires zero money down, and your closing costs can even be financed into the home loan!