Worried about saving for a down payment?
Stop paying high rent, and let us help you get into your first home. We have no or low down payment programs available for first time home buyers. Meet with a Loan Officer to see what your options are!
Finance Your Home With Ease
Buying a home has never been so easy! Complete the form, and we’ll show you a full plan on the best home loan options for you!
See What You Qualify For
Sun American's innovative and personalized home loan structure is always tailored towards your needs as a future homeowner. We offer a seamless and stress-free experience with one of the fastest turnaround times in town. Watch the video to learn more!
Play Video
Play Video
Explore our various home loan programs
Conventional
Conventional mortgages can have a fixed interest rate or an adjustable interest rate.
FHA
An FHA loan is a home loan that is insured by the FHA. FHA loans require a lower minimum down.
USDA
Eligible suburban and rural homebuyers can use it for 100%, no money down mortgage financing.
VA
The VA home loan program is specifically for veterans, active military, and surviving military.
Renovation
Get more than a home loan; get a makeover. The renovation loan is great for renovating homes.
Buying a Home Is So Easy!
Because we are here to make it easy and efficient for you. Below you can find our ten easy steps and stages for buying a home in Arizona or Utah!
- Get Pre-Approved & Make an Offer
- Home Under Contract
- Sign Loan Estimate & Initial Documents
- Order Home Inspection & Home Appraisal
- Submit Loan to Underwriting
- Conditional Loan Approval
- Gather Clarifying Documents
- Final Loan Approval & Review Closing Disclosure
- Signing & Closing
- Congratulations - Funding & Recording!
Buying a home doesn't have to be overcomplicated
Buying a home has never been so easy! Complete the form, and we’ll show you a full plan on what the best home loan options are for you!
