Home Loan – Sun American Mortgage | Arizona, Utah, California
Boost Your Credit Score: Tips and Tricks Having a good credit score is essential in today’s world to get you the best rates and overall save you money! Here are some tips that have helped many of our clients in the past: Make sure you are paying your bills on time Late payments can have …
The housing market is moderating compared to the last two years, but what everyone needs to remember is that the past two years were record-breaking in nearly every way. Record-low mortgage rates and millennials reaching peak homebuying years led to an influx of buyer demand. At the same time, there weren’t enough homes available to …
Once you decide it’s time to buy a new home, you will be filled with excitement and anticipation. However, those feelings may fade quickly once you start the process, especially if you are also trying to sell your existing home at the same time. Since the average home stays on the market for 68 days, …
6 Tips For Buying and Selling a Home at the Same Time Read More »
What is the C.A.R.E.S. Act Relief Bill and How Can it Help You as a Homeowner? The CARES (Coronavirus Aid, Relief, and Economic Security) Act is a new federal law and relief program for homeowners that may be experiencing severe financial hardship due to the coronavirus pandemic. This act provides a payment deferment option to …
The CARES Act Relief Bill and How it Can Help You as a Homeowner Read More »
Owning a home is an amazing experience, and an opportunity to build equity. For some people, it is almost impossible saving enough home deposit and hence they end up opting to rent a home. Do you feel it is time to break the monthly rent cycle? In this article, we present some suggestions proven to …
Best Tips on How to Break the Monthly Rent Cycle Read More »
To rent or to buy is an intimidating question, and unfortunately, there is no universal answer to it. Well, the reality is that owning a home is considered the American Dream. However, if you have bad credit or no credit, owning a home remains a fantasy, and you are left to rent. Evaluating the advantages …
Renting vs. Buying a Home: Pros and Cons You Should Know Read More »
If a bad credit score is keeping you from applying for a conventional loan, do not lose hope! You may qualify for a reverse mortgage in AZ, so long as you have enough equity. Seniors can apply for the reverse mortgage Arizona program and use the money to finance their retirement. This includes traveling, paying …
We will all get through this. This might be a red light right now but on the other side will be a green light, and we will make it to that other side even stronger and better than before. Read below for our action plan regarding COVID19: Business continuity is about preparedness, redundancy, flexibility and …
In a recent news release, the Federal Housing Finance Agency announced an increase on the maximum conforming loan limit by nearly $100,000 since 2016. Starting January 2020, the conforming loan limits for Federal National Mortgage Association (aka Fannie Mae) and the Federal Home Loan Mortgage Corporation (Colloquially known as Freddie Mac) will be more than …
Breaking News!! FHFA Announces Maximum Conforming Loan Limits for 2020 Read More »
Starting October 15, 2019, FHA is updating their guidelines to make financing a condo easier for owners. This has been a long awaited update that will allow for individual unit approval and relax it’s requirements to make more properties eligible for FHA financing. This new policy creates flexibility within changing market conditions. This update includes …
Huge Updates – FHA Makes it Easier to Finance Condos Read More »
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